......Consolidate all of your ISA holdings onto one statement. It is a very simple process and there is no change to the investments themselves - your money stays in the same funds, the fund management charges remain the same and your ISAs retain their tax advantages. The value of your investments and any income from them can fall as well as rise and investors may not get back the amount invested. Please contact us for further information ........

Business Financial Planning

It goes without saying that companies require specialist financial planning advice. Too many companies leave this aspect of their business to chance, risking their business in the process.

Business Protection


In addition to providing services to customers, businesses provide security to owners, staff and their families. This is why it is important to consider the impact on your business of events like:

• The death of a major shareholder or key person
• A prolonged illness affecting a major shareholder or key person.

If you think that the consequences of such events are a serious threat to your business and its function, we can help you. Talk to us, and we can help you quantify and mitigate such risks.

Employee Benefits


Recruiting, motivating and retaining quality staff is a key preoccupation of many businesses and getting the rewards mix right is an important ingredient. Pensions, life assurance and ill-health protection arrangements are often used by successful companies to secure contented and efficient staff, who are confident that they are achieving the best benefits package for their time and effort.

Directors may prefer to establish a separate pension plan from that of their employees, because the term of their employment may be a fixed number of years, their tax position may be more complicated than other employees, or they may prefer to set up a form of self administered scheme more suitable to their circumstances.

We have considerable expertise in all these areas and our advice will be tailored to your company’s objectives, size and budget.

Chester Financial Associates, 7 Grangeside, Upton, Chester, Cheshire, CH2 1DL     
Chester Financial Associates is a trading style of Merchant House Financial Services Limited, which is an Appointed Representative of TenetConnect Limited, which is authorised and regulated by the Financial Services Authority.
Merchant House Financial Services Limited is registered in England, Company No. 4491709, at 7th Floor, Aldermary House, 10-15 Queen Street, London, EC4N 1TX.
TenetConnect Limited is entered on the FSA register (www.fsa.gov.uk/register) under reference 149826.
The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
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